It’s the halfway point of the month and I’m chillin’ like a villain. I can’t believe tomorrow is April 15th.
As I said before, the 15th is usually my stress time when all my big bills are due. This month was no different. I looked at my watch last night and it was the 13th and I just logged onto my bank account and paid them. No muss, no fuss.
Great feeling.
As you can see from my sidebar, I have paid of $12,803 just this month. Most of it was due to a large tax return but I plan on adding another $2,200 to payments this month (see if I can crack $15,000). So, now car 1 is paid off and am working on car 2. I have $7,129 left to pay off on it. The current schedule is to have it paid off in June with the wife’s braces.
Since I paid off the CC and car 1, I can start feeling the snowball gaining strength. I also feel some breathing room. Rather then treading water keeping my head up, I am starting to swim to the shore.
In fact, I have started dreaming, dare I say, of a debt free existence. Yes, I have calculated the time needed to pay of my mortgage, fully fund my emergency fund, fully fund my retirement accounts, and fund my kids college funds. It may be 5-8 years away, but I can almost taste it. I can almost see it. Dare I dream?
Yes, but now is the time to keep the head down and focus. No time to pat ourselves on our back. We got a lot of work to do before we get to these sweet dreams. A lot of work…
Bottom line: I have paid off $24,129 or 48.8% of debt to date.
April Update: Chillin’ like a Villain
April 14th, 2008 at 01:09 pm
April 14th, 2008 at 01:28 pm 1208179697
April 14th, 2008 at 02:02 pm 1208181770
April 14th, 2008 at 02:36 pm 1208183763
April 14th, 2008 at 02:47 pm 1208184446
Still working the debt and hoping 2008 will be a great year.
April 14th, 2008 at 03:23 pm 1208186619
I know what you mean about the snowball; at first it's so small you don't notice the difference, but pay off a couple debts and it starts to make a big track in the snow! :-)