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I am a failure ... but not in 2008

December 24th, 2007 at 06:12 pm

Well, that time of year again. Time to start thinking about my New Year’s resolutions or goals for 2008.

I am determined not to fail this year (sound familiar?). Why is this year going to be different then other years. Because I am going to try not to make the same mistakes.

Easier said then done. I am about to do my second monthly budget, and I feel the tugs of my old ways. Due it next week, relax, enjoy the family and holidays. It will get taken care of.

Luck for me, my wife is “encouraging” me to complete next month’s budget. I call it nagging; she calls it supporting.

So my goal is to me debt free in 2008!!! Sounds great. We’ll that was my goal in 2007 and 2006 and 2005 ….. But this year will be different!!! So was 2007 and 2006 and 2005 ….

So how is this year going to be different?

Achievable goals that cause me to stretch – OK maybe not all debt. I don’t think I’ll be able to bay off a mortgage that is more than my gross salary for the year. So maybe I’ll need to refine it to something more manageable.

Plan – There is a saying I like “Plan the work and work the plan.” The largest reason I have failed is because I will make a goal but not have a plan to achieve the goal. This year I’ll put together the budget monthly to achieve my goal.

Out of sight, out of mind – This year I’m not going to put my goal in a desk drawer. I’m going to keep it somewhere visible where I will be reminded everyday, maybe my bathroom mirror.

Feedback – I need to update these goals monthly probably at the same time I look at the budget for the next month.

No Accountability – This is where the wife comes in. She’ll be nag … er… encouraging me all year.

To do’s this week:

1) Determine goals
2) Plan goals
3) Post goals on mirror
4) January Budget with goals in mind

So much for an easy week, I got work to do. Good luck to everyone and may your goals be attainable and enjoyable.

Posted in Goals | 6 Comments »

6 Responses to “I am a failure ... but not in 2008”

  1. Ima saver Says:
    December 24th, 2007 at 06:27 pm 1198520848
    1198520848

    I met more of my money goals this year. I write them down and look at them often. It works!

  2. fern Says:
    December 24th, 2007 at 11:57 pm 1198540641
    1198540641

    You are NOT a failure! Don't say that! No one is perfect, and just because you didn't meet all your goals does not mean you didn't succeed.

    Each time you give it a sincere try, REGARDLESS of whether you succeed or not, improves your chances of success or eventual success. It's like that for people who are dieting or quitting smoking. Keep trying and just the act of trying itself improves your chances for success.

  3. scfr Says:
    December 25th, 2007 at 03:39 am 1198553954
    1198553954

    Please tell your wife to keep up the good work! This year will indeed be different ... You now have the entire SA community here to nag ... er, I mean, encourage ... you!

  4. scfr Says:
    December 25th, 2007 at 03:40 am 1198554053
    1198554053

    Please tell your wife to keep up the good work! Just kidding (sort of) ... You are doing well too!

  5. baselle Says:
    December 25th, 2007 at 03:56 am 1198555015
    1198555015

    You made one budget last month, with what you learned you'll make another one this month. How is that a failure? Keep going - and please, let your wife take a turn on your blog. Have her tell us how she encourages you. Big Grin

  6. Englishteacher Says:
    December 25th, 2007 at 04:38 pm 1198600721
    1198600721

    Good luck! Go plan that budget!

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