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More agressive goals

February 5th, 2008 at 05:26 pm

So, I have a spreadsheet that tracks all my debt except the mortgage. I have everything bucketed by month and what I plan to pay off and when. I have a regular and aggressive payment sheet. The theory on the regular is that the are realistic numbers and if I stay on track I should hit them. The aggressive numbers are a motivational tool. Just out of my grasp but attainable in a perfect world (barely).

Well, after much debating internally, I have decided to redo my goals. I am dropping regular plan and adding a super aggressive plan. I don’t know how I’ll even come close on the super aggressive plan, but the goals on the regular plan were being easily accomplished.

1) Credit Card Debt (0% until May 08) – Balance 1/1 – 6,000

Regular: April 2008
Aggressive: March 2008
Super Aggressive: February 2008

2) Car 1 (4% interest rate) – Balance 1/1 – 5,726

Regular: July 2008
Aggressive: May 2008
Super Aggressive: March 2008

3) Car 2 (3.9% interest rate) – Balance 1/1 – 17,046

Regular: February 2009
Aggressive: September 2008
Super Aggressive: July 2008

4) Wife’s Braces (0% interest rate) – Balance 1/1 – 2,652

Regular: March 2009
Aggressive: September 2008
Super Aggressive: April 2008

5) Son’s Medical (0% interest rate) – Balance 1/1 – 18,000 (estimated)

Regular: August 2009
Aggressive: January 2009
Super Aggressive: September 2008

Let’s see how this works. Strive for the super aggressive plan and settle for the aggressive. Keep the focus!!! I don’t know how I’m going to do it, but that’s the challenge.

2 Responses to “More agressive goals”

  1. Broken Arrow Says:
    1202238799

    Interesting. Whatever gets you motivated!

  2. terri77 Says:
    1202260586

    Good for you for getting aggressive! I would focus on the car loan debts first since they have an interest rate. Good luck!

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